unfortunately, your loan application was unsuccessful. Don’t worry — our no credit check sim only plan can help you rebuild your credit score.

Improve Your Credit Score

A 1-month SIM contract can serve as an initial credit account for those with limited credit history, helping you build credit without a long-term commitment

On-Time Payments

Consistently paying your mobile SIM contract on time showcases responsible financial behavior to credit reference agency's

Improve Loan Access by
Diversifying Your Credit Mix

Credit scoring models consider the types of credit accounts you have. While a mobile phone contract is not a traditional credit account, it adds diversity to your credit profile

WE'RE WITH YOU WHEREVER YOU ARE

99.5% UK Coverage on the O2 Network

With our SIM cards running on the O2 network, you’ll enjoy 99% UK coverage — keeping you connected wherever you are. Whether you’re in busy cities or more remote areas, we've got you covered with reliable, high-quality service that keeps your business running smoothly, no matter the location

RATED 'EXCELLENT' ON TRUSTPILOT

HEAR FROM OUR CUSTOMERS

Amanda Gardiner

Jordon was absolutely fantastic with his customer service skills . Friendly, chatty very good at explaining the process of changing over mobile phone plans and broadband. The savings are 50 percent less that I was paying for my mobile and broadband. Which is amazing and will help me financially.

Alec Wallbank

Ryan was an absolute pleasure to talk to. A credit to the company. Professional but easy to talk to at the same time. Explained everything in excellent detail leaving me without any doubt about what I was signing up for. I cannot praise him enough.

Salvy Gbolahan

I had the absolute pleasure of being assisted by Jessica from the customer care team, and I genuinely cannot speak highly enough of her support. From the very beginning, she was kind, patient, and incredibly knowledgeable.

EVERYTHING YOU NEED TO KNOW

Frequently Asked Questions

How long are your contracts?

At Hoqtel, we offer no long-term contracts. You have the flexibility to choose a plan that suits your needs without being tied down by lengthy commitments. Whether you decide to stay for a month or continue for longer, you can easily switch between plans or cancel at any time. Our aim is to give you freedom and control over your mobile service.

How does your plan build my credit?

Our mobile plans are designed to help you build your credit score with every on-time payment you make. Here’s how it works:We report your monthly payments to the major credit bureaus.

By paying your monthly bill on time, you establish a positive payment history.

This consistent activity can help improve your credit score over time, especially for those with limited or no credit history.

Simply by using our mobile service and making timely payments, you can improve your credit score without having to take additional steps. It’s an easy and effective way to build your financial profile.

What are the benefits of using a credit-building network?

Using a credit-building network, like the one we offer at Hoqtel, comes with several key advantages:

Improved Credit Score: Regular, on-time payments reported to credit bureaus help you build or repair your credit score.

Better Financial Opportunities: A higher credit score opens doors to better loan terms, credit cards with lower interest rates, and other financial opportunities.

No Extra Effort Required: Unlike traditional methods, there’s no need to open separate accounts or take additional steps to improve your credit—your mobile plan payments work for you automatically.

Access to More Affordable Financial Products: With a stronger credit score, you may find it easier and more affordable to rent an apartment, secure financing for a car, or get approved for credit cards.

By using Hoqtel, you’re not just staying connected—you’re actively working towards a more secure financial future.

Which network do you use?

Your SIM will be on the O2 network, providing extensive UK coverage, fast data speeds, and reliable connectivity for your business.

Can I transfer my existing number?

Yes! You can keep your current number by requesting a PAC (Porting Authorisation Code) from your current provider and sharing it with us. We’ll take care of the transfer with minimal disruption.

How fast is the internet speed?

Speeds vary depending on location, network traffic, and your device. Based on Ookla’s Speedtest results, O2's average speeds are:

5G: Up to 228 Mbps download | 14 Mbps upload

4G: Up to 40 Mbps download | 10 Mbps upload

Company Name: HQ Telecommunications Ltd
Company Address: 123-127 Union Street,Oldham, OL1 1TE 


Contact Us:
Phone Number: 01612430465 Email: [email protected]

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