No Credit Checks. No Contracts.
Rebuilding Credit? Start here, with your SIM
O2 Network
WE'RE WITH YOU WHEREVER YOU ARE
99.5% UK Coverage
With our SIM cards, you’ll enjoy 99% UK coverage, ensuring you stay connected wherever you are. Whether you’re in bustling cities or remote areas, we’ve got you covered. Reliable, high-quality service that keeps your business running smoothly, no matter the location.
SIMPLE STEPS, BIG IMPACT
How It Works

RATED 'EXCELLENT' ON TRUSTPILOT
Hear From Our Customers

We believe in giving everyone a chance, regardless of their past credit history. That’s why we offer guaranteed acceptance with no credit checks. Whether you have a perfect credit score or you’re just starting to build credit, you can enjoy the same benefits without worrying about your credit history.
SEE OUR TRUST PILOT REVIEWS
How long are your contracts?
At Hoqtel, we offer no long-term contracts. You have the flexibility to choose a plan that suits your needs without being tied down by lengthy commitments. Whether you decide to stay for a month or continue for longer, you can easily switch between plans or cancel at any time. Our aim is to give you freedom and control over your mobile service.
How does your plan build my credit?
Our mobile plans are designed to help you build your credit score with every on-time payment you make. Here’s how it works:We report your monthly payments to the major credit bureaus. By paying your monthly bill on time, you establish a positive payment history. This consistent activity can help improve your credit score over time, especially for those with limited or no credit history. Simply by using our mobile service and making timely payments, you can improve your credit score without having to take additional steps. It’s an easy and effective way to build your financial profile.
What are the benefits of using a credit-building network?
Using a credit-building network, like the one we offer at Hoqtel, comes with several key advantages: Improved Credit Score: Regular, on-time payments reported to credit bureaus help you build or repair your credit score. Better Financial Opportunities: A higher credit score opens doors to better loan terms, credit cards with lower interest rates, and other financial opportunities. No Extra Effort Required: Unlike traditional methods, there’s no need to open separate accounts or take additional steps to improve your credit—your mobile plan payments work for you automatically. Access to More Affordable Financial Products: With a stronger credit score, you may find it easier and more affordable to rent an apartment, secure financing for a car, or get approved for credit cards. By using Hoqtel, you’re not just staying connected—you’re actively working towards a more secure financial future.
Which network do you use?
Your SIM will be on the O2 network, providing extensive UK coverage, fast data speeds, and reliable connectivity for your business.
Can I transfer my existing number?
Yes! You can keep your current number by requesting a PAC (Porting Authorisation Code) from your current provider and sharing it with us. We’ll take care of the transfer with minimal disruption.
How fast is the internet speed?
Speeds vary depending on location, network traffic, and your device. Based on Ookla’s Speedtest results, O2's average speeds are: 5G: Up to 228 Mbps download | 14 Mbps upload 4G: Up to 40 Mbps download | 10 Mbps upload

